The Importance of Pre-Qualifying

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It is important to consult with your mortgage loan professional early — even before you have started to consider neighborhoods. What for? Maybe it's hard to understand the ways we could help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

We will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. In this process, we calculate your borrowing capacity - looking at your job, available money for down payment, debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter once you qualify, that documents that we are confident you'll qualify for a specific amount of mortgage loan dollars.

Buying Clout

When you locate the house that meets your needs, and you decide to make an offer, being pre-qualified for a mortgage will do several things. First, it helps you know the amount that you're able to offer. Even more important to the seller of the home, your pre-qualification status gives them certainty - as if you had entered their house with a bag of cash to back up the offer! They won't need to worry that that they're wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't be something for them to be concerned about. They have a virtual guarantee to trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and how much we of a loan you can qualify for. During this process, we determine your ability to borrow - reviewing your job, money available for down payment, debt, income, and other areas. It's short and to the point; and we take pride in keeping the paperwork light.

One-on-One

While you are encouraged to benefit from our tools to calculate mortgage variables on this website, it's essential to sit down and talk with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! For another thing, we may locate a different mortgage loan option that better fits your needs. We're eager to meet with you: call us at 561-447-9580.

Have questions about pre-qualifying? Call us at 561-447-9580. Mortgage Makers USA, Inc. answers pre-qualifying questions every day.